Superannuation Advice

Superannuation Advice

Making sure your super works hard for your future.

Superannuation, often referred to as super, is a tax effective vehicle for investments that are for the purpose of building wealth to fund your retirement. Over your working life your employer will contribute funds to super as part of your employment package. This is referred to as the ‘Super Guarantee’ and will increase over the next few years to 12% of your ordinary time earnings by 2025. This is a significant proportion of your hard-earned income, so it’s important to give your super the attention that it deserves.

At Steel Lake Advisory Services, we will evaluate your current super fund by reviewing the fees you’re being charged, the underlying investment performance, and what insurance you may or may not have held by the fund. We will uncover opportunities to improve the performance of your super while underpinning your retirement and financial goals.

Steel Lake Advisory Services is not affiliated with any super funds or investment products, therefore we will recommend products that are best suited to your personal financial goals. Whether this involves staying with your existing super fund, or if we identify a benefit to switching, exploring a new super fund. Our team will also assist with consolidation of multiple super funds.

Experts in Providing Super Advice

Before you make any changes to your superannuation, it’s important to seek advice from a professional super adviser. A Financial Advisor will ensure you are with the appropriate fund and evaluate if there is risk of losing benefits by making changes, such as insurance. Getting your super in the right fund and invested in the right investments can make a significant difference to your assets in retirement.

Making additional contributions to your superannuation may be appropriate to minimise tax and build more wealth in the tax effective retirement vehicle. There are a range of contributions you can make with limits on when and how much you can contribute to super. Our super advisers will provide bespoke advice for your unique position to ensure we make the most from your superannuation.

Self Managed Super Funds

Self Managed Super Funds (SMSF) have gained increased popularity in recent years due to the greater degree of control and flexibility offered. A SMSF is a private super fund managed by you and it just another way of saving for your retirement.

A Self Managed Superannuation Fund may be suitable for you if you are looking to invest in a wider range of assets such as direct property; this type of investment may not be available through other superannuation retail products. Our team will work with you to determine if an SMSF is an appropriate vehicle for you when considering your overall financial position, stage of life and goals.

Specialists in providing SMSF advice, the team at Steel Lake Advisory Services will educate you on the risks, structure, and legal requirements.  Our tailored superannuation advice including smsf investment strategy and facilitation of the advice. We will recommend an ongoing advice service for SMSF trustees to ensure they are always on top of their financial plan and can make appropriate changes over time as the retirement plan evolves, while considering any legislation changes in future.

Get in touch with our super financial advisors to maximise your superannuation growth potential today.

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In 15 minutes we can get to know you – your situation, goals and needs to see if we are the right fit to help you reach your potential.