Insurance Advisory Service
Life is full of twists and turns that we don’t always see coming. That’s why it’s so important we’re prepared for life’s emergencies. After all, you don’t want to leave it to chance. Having a financial safety net in the event of an accident, sickness or death of a working-age parent will ensure your family is financially protected in such a difficult time.
Steel Lake is your trusted, independent insurance adviser, dedicated to helping local families, professionals, and homeowners protect what matters most. Our team’s local expertise means you receive personal insurance solutions that reflect the real risks and opportunities unique to our region. With Steel Lake, you get unbiased advice and a clear path to the right cover—no sales pressure, just genuine support.
The Steel Lake Difference: Truly Independent Insurance Advice
Choosing the right insurance can be overwhelming, especially with the broad range available and industry-specific jargon. Steel Lake simplifies the process by listening and learning to determine what’s most important to you, and then offering clear explanations and recommendations.
During initial meetings, we review clients’ risk protection and identify any gaps between what they need and what is necessary to cover themselves adequately. Once insurance requirements are established, we will explore various options within our established, steadfast network to find a suitable product with an appropriate level of coverage and structure to support your financial well-being.
For those planning ahead, our superannuation advice can help you integrate insurance with your retirement savings strategy, ensuring a smooth transition.
Personal Income Protection For Every Stage of Life
Not all insurance is created equal, so it’s important to make sure that the coverage you’re paying for will pay you when you need it. The benefit of having a qualified adviser that isn’t affiliated with any one product provider is that you receive unbiased advice on a comprehensive range of insurances that can be specifically tailored to your unique circumstances and financial journey. This is particularly important at the time of claim, the right insurance policy can be the difference between being able to access a claim payment or not.
Personal insurance can cover you and your children’s future in the event of death, disability, and serious illness. The main types of insurance include:
Life Insurance
Life insurance helps local families manage ongoing expenses—like mortgages and school fees—if the worst happens. We help you determine a suitable sum insured, often recommending 7–10 times your annual salary, tailored to the region's cost of living.
Income Protection
If illness or injury keeps you from working, income protection can help you maintain your lifestyle and meet financial commitments. Whether you’re a tradesperson, healthcare worker, or business operations owner, we find coverage that matches your employment sector and income needs.
Total and Permanent Disability (TPD) Insurance
TPD insurance provides a lump sum if you’re unable to return to work due to serious injury or illness. This can help with home modifications, medical expenses, and ongoing living costs, providing you and your family with financial stability during a challenging time.
Mortgage Protection
Helps cover your home loan repayments in the event of an unexpected circumstance.
Trauma Insurance
Trauma insurance pays a lump sum if you’re diagnosed with a major illness like cancer or heart disease. It can cover treatment, rehabilitation, and lifestyle adjustments, allowing you to focus on recovery without financial stress.
Financial Advice that Provides Peace of Mind
If you’re on the lookout for knowledgeable and unbiased life insurance advice that can help you with your investment planning, our team can help.
At Steel Lake Advisory Services, we pride ourselves on listening and having a deep understanding of your financial needs and aspirations. We develop tailored step-by-step financial strategies, provide details to ensure you reach key milestones, and help you make informed decisions about your money.
If you are a business owner or self-employed individual, we can also work with you to tailor a risk protection plan that considers your unique needs, such as business expense insurance.
Get Started Today
Take the first step towards securing your financial future. Contact our financial advisors for a consultation and discover how we can help you create the financial future you deserve.